Is financial education in your candidate’s government plans?

The elections are upon us and it is extremely important to assess what the candidates think about the topics that preoccupy our society, and above all to assess what plans they have for our future.

This assessment can be made by reading the Government Plan, this is the document in which candidates for executive positions (mayor, governor and president) inform the population about their main ideas and proposals.

Very different from what you think Financial education it fits not only in the economy, but also in social areas such as the family, women, the elderly, children. Financial education is a behavioral human science based on numbers.

Aware of the need to improve the financial life of Brazilians, we decided to find out what the presidential candidates in 2023 propose on this topic, and the most important thing to know is:

Is financial education in your candidate’s government plans? We’ll see!

We went to see what the main candidates think about the topic: Ciro Gomes (PDT), Jair Bolsonaro (PL), Lula (PT) and Simone Tebet (MDB).

Ciro Gomes

As for the candidate, no specific proposal focused on financial education has been identified.

But according to an interview given to newspaper Estadãowhen asked about the topic, Ćiro says that “it is important that young people learn not to fall into the trap indebtedness, high interest rates and also learn to use financial means for a better quality of life”.

In the debate held last Sunday (28th), the candidate briefly talks about Brazilians in charge and that he has a proposal to refinance the debt of Brazilians.

“…I have a proposal to refinance the debt of all Brazilians who are registered with the SPC (Credit Protection Service) and have high interest rates,” says Ciro.

However, the candidate does not specify how exactly this will be done.

By the way, Ćiro has already declared himself a supporter of financial education in schools.

Jair Bolsonaro

As for the candidate, no specific proposal focused on financial education has been identified.

According to information from Forum magazine In January 2020, the Bolsonaro government, together with the Central Bank, allocated about 11 million reais to the program “Learn the value”a program that brings financial education to Brazilian public elementary school students.

Furthermore, there is no other direct approach to the subject.


As for the candidate, no specific proposal focused on financial education has been identified.

On the candidate’s official website, you can find an article about Financial education, according to the text on the website: “you can’t talk about financial education without talking about decent income, decent employment and inflation control. This is what Lula did in his 8 years of government, and he will do it again.”

The site defends financial education with social and political awareness and adds: “Any discussion of the need for financial education must take into account real life. Professionals in the field, such as Naty Finanças and Gaby Chaves, from No Front, have this in mind. More important than knowing how to save is understanding what inflation is and how it erodes the purchasing power of your salary.”

Furthermore, there is no specific approach or project on the subject.

Simon Tebet

No specific proposal focused on financial education was identified in the candidate’s plan.

But according to an interview given to newspaper Estadãowhen asked about the topic,

Tebet says that he “understands that schools must prepare students for the exercise of citizenship rights and for the labor market.” Financial education is part of that training”.

And he adds that the country has a “huge opportunity” to advance in the best training of young people since the new high school and the adoption of BNCC.

According to her, the changes in the school curriculum promoted by the government of Michel Temer (MDB) “will bring the school closer to the real life of students and thus contribute to reducing the dropout rate”.

It is important to say that since 2017 (former President Temer’s government) Financial Education has been supported by the Law and included in the curriculum of high school students, but as we know, everything was more on paper than in practice.

But the reality is that these classes have not yet reached the schedule of most schools in Brazil and many teachers have not been trained to work on the subject.

Unfortunately, it seems that the topic is still controversial for our government officials, take as an example the great response that the state representative of Rio Grande do Sul, Luciana Genro of PSOL, had in June of this year.

On her Instagram page, you can see a video where the Deputy claims:

“It would be really embarrassing and embarrassing for a teacher, a teacher, to try to teach a child living in a poor family to manage their finances to the point of not going into debt. I’m sorry, but I can’t vote for this nonsense.”

The speech divided opinion, but it is true to say that positions like this, where denying access to education to the poor population, only fuel the delay in the lives of Brazilians, something completely unjustified.

Therefore, we must strive to develop these skills that are so important ourselves and, of course, continue to demand incentives for education from governments.

Learn more about financial education: What is financial education: 4 rules for a healthy financial life even with low earnings.

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